Singapore payroll for teams of 1–12
Run payroll in minutes.
CPF and IRAS, sorted.
AcctTen works out CPF, SDL and IRAS AIS in the database, then waits for you to confirm before anything is filed. Free for teams up to four.
No credit card. Free for up to 4 employees.
Why AcctTen
SG-Compliant by Default
CPF, SDL, SHG, IR8A and IR21 rates live in the database — updated each year, applied everywhere. No manual rate tables to maintain.
Draft, Then Confirm
The AI drafts; you approve every figure. The maths runs in the database off your own data — so the numbers are computed, not guessed by a model.
One Login, One Plan
Payroll, leave, ESS and IRAS filing on a single subscription. One source of truth for what your team gets paid.
Priced for Small Teams
Self-serve. No per-seat pricing. No onboarding calls. Free payroll for up to four employees.
Setup in under 15 minutes
How AcctTen works
- 1
Add your team
Import or enter your employees once — salary, CPF account, residency status. Most micro-SMEs are set up in under 15 minutes.
- 2
AcctTen works out the maths
CPF, SDL, SHG and IRAS AIS are computed in the database from your own data — calculated against the current statutory rates, not guessed by a model.
- 3
You confirm, then file
Review every figure, approve, and submit to CPF and IRAS. Nothing is filed until you say so — you stay in control of every number.
What’s live today
Payroll, CPF filing, leave and employee self-service — working now.
Payroll & HRMS
SG-compliant payroll with CPF, SDL and SHG auto-calculation and IRAS AIS submission.
- CPF / SDL / SHG auto-calc
- IRAS AIS 1-click submission
- Multi-bank GIRO file generation
- CPF EZPay integration
- Payslip branding & ESS
Leave & HR
MOM-compliant leave management with ESS self-service and automated year-end rollover.
- MOM S96 leave tracking
- Employee Self-Service (ESS)
- Multi-level approval chains
- Year-end auto rollover
- Leave encashment on exit
Where are you today?
AcctTen scales from a one-person company to a team of twelve.
Sole director or one-person company
Just you
Run compliant CPF and payslips for a single director drawing a salary — free, on the Starter plan.
Start free →2–8 employees
A small team
IRAS AIS 1-click filing, GIRO bank files, CPF EZPay and leave for a growing team.
Start free →9–12 employees
Established
Multi-team payroll with everything automated, plus overflow pricing as you grow past twelve.
See pricing →Pricing
Pay for the team size you run. Free for up to four employees.
Starter
≤4 employees
- CPF / SDL / SHG calculation
- Manual CPF submission
- ESS payslips & leave
Growth
≤8 employees
- IRAS AIS 1-click submission
- GIRO bank file generation
- CPF EZPay
- Unlimited AI Ops
Pro
≤12 employees
- All Growth features
- Multi-team payroll
- +$4 / pax above 12
All prices in SGD. No per-seat fees. No setup fees. Cancel anytime via the Stripe Customer Portal.
Frequently asked questions
- Is AcctTen free?
- Yes — the Starter plan is free for teams of up to four employees: full CPF, SDL and SHG calculation, payslips and employee self-service, with manual CPF submission. No credit card. From five staff, the Growth plan ($20/month) adds IRAS AIS 1-click filing and GIRO bank files.
- Does AcctTen file CPF and IRAS for me?
- AcctTen works out CPF, SDL and IRAS AIS in the database from your data and prepares the submission, but nothing is filed until you review every figure and confirm. The software does the maths; you approve the filing, so you stay in control of every number.
- How much does payroll cost?
- Payroll is free for up to 4 employees (Starter), $20/month for up to 8 (Growth), and $30/month for up to 12 (Pro), with +$4 per employee beyond 12. All prices are in SGD, with no per-seat or setup fees, and you can cancel anytime.
- Is AcctTen suitable for a one-person company?
- Yes. A sole director drawing a salary can run compliant CPF contributions and payslips on the free Starter plan. AcctTen is built specifically for Singapore micro-SMEs of 1–12 staff — not large enterprises — so the setup stays simple for very small teams.
- Which CPF and SDL rates does AcctTen use?
- AcctTen reads the current statutory CPF, SDL and SHG rates from a maintained database table, updated each year from the CPF Board. The rates applied to your payroll are always the official current figures, so there are no manual rate tables for you to update.
- Can my employees see their own payslips?
- Yes. Employee Self-Service is included on every plan, including the free Starter. Employees log in to view their payslips and year-to-date summaries and to apply for leave, with multi-level approval chains available on the paid Growth and Pro plans.
Ready to run payroll the easy way?
Free for up to four employees. No credit card, no setup call — you could run your first compliant payroll today.